Many people simply do not know that interest on a mortgage can be returned in a legal way, and without problems. This only needs time, since the authorities that you have to go through will not do anything for you. The cost of an apartment in a new building is sometimes less than in old houses. Persistence on your part will be awarded in full considerable amounts, however, not cash. But the significant saving of money from your wallet will clearly delight the mortgage payer.
What will serve as the basis for the return of interest? And everything is quite simple. Taxes! This procedure is called tax credit. With this money that is spent on the purchase of services, goods, etc. D., you can reduce the amount of taxation per year. Any overpayment will return to the taxpayer account. It is very important to collect the necessary documents to send them to the bank and tax.
Once every 10 years you can use the right to return funds. Since interest rates on mortgages are high in the first years, it is better to use such a procedure at the very beginning, and not particularly tighten the process, because in this case you can regain your money to the maximum. But you can take advantage of the repayment of interest only for buying a house or apartment. Another real estate will not work.
Now you can not worry about what currency you purchased housing. Since absolutely any currency is quoted now. Previously, it was possible to crank the return procedure, in case of purchase of housing only in rubles.
If you prepare all the documents and contact the tax, then, subject to all of the above conditions, be sure to get your money back. It is possible that you will have to spend more than one day on this, and even a week, but your efforts and the time spent will be pretty rewarded.